Private Policy

Website Privacy Policy Statement.

Homebuyers Center is a real estate brokerage company. Homebuyers Center shall be herein referred as HBC.

Through our home & loan program,  HBC works with Investment Resources Inc. with whom we have a business relationship. Most of the personal financial related information obtained via this website will be processed and used by this mortgage company to help you qualify and obtain your home loan. Investment Resources Inc. is licensed and operates in the State of Oregon.

The private policy contained herein shall apply to both entities: HBC and Investment Resources Inc.

HBC is committed to protecting your privacy and ensuring you have a positive experience on our website. This policy outlines our personal information handling practices for data received from you on Homebuyers Center websites. If you give us personal information, we will treat it according to this policy. We encourage you to read this privacy policy to ensure you understand our privacy practices.

Information Collected

When we collect any personal information on our websites, we will express our need for the personal data at the point of collection. We collect personal information only if you voluntarily provide it. Most of this information is shared with our lenders in order  to access your qualifications.

Personal information is any information that can be used to help you purchase and finance a home.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • all personal information ( full legal name, address, phone, date of birth etc.)
  • social security number and income
  • account balances and payment history
  • credit history and credit scores
  • income and employment data
  • assets and liabilities

Who can HBC share my information with?

HBC may share your information with any party that plays a role in the purchase,  pre-qualification and  financing of a property.

HBC may also share certain information with other real estate professionals with whom we may refer you to.  The information shared is limited to data that would help you make an offer to purchase real estate. Such as maximum price you are qualified for and type of loan we would be obtaining.  We may also reference any positive aspects in order to favor your purchase offer.

We do not sell, trade, or rent your personal information to any party not involved in the purchase or financing of your real estate transaction.

How does HBC protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also take reasonable steps (such as requiring a unique password) to verify your identity before granting you access to your account. Some of our processing may require you to establish a user name and password. You are responsible for maintaining the secrecy of your unique password and account information, and for controlling access to your email communications from HBC, at all times. Despite these measures, in the event any information under our control is compromised as a result of a breach of security, HBC will take reasonable steps to investigate the situation and where appropriate, notify those individuals whose information may have been compromised and take other steps, in accordance with any applicable laws and regulations.

Web browser cookies

Our Site may use ‘cookies’ to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How does HBC store and process my personal information?

Your information collected through HBC is stored and processed in the United States. HBC may transfer information that we collect about you, including personal information, to affiliated entities and other third parties. The information provided is limited to data that is required for them to service your transaction. Such as the credit reporting agency, wholesale lenders, title companies, escrow companies etc. We believe all other parties involved maintain adequate security measures of the data collected and stored. However we are not responsible nor liable for their policies, procedures and level of data security.

Testimonials

We may ask you to provide a testimonial in regards to you transactional experience with us or one of our affiliates etc.  This may include photos, videos and written expressions. This information maybe published in a public forum such as our website or advertisement.  Testimonials will only be used with your permission.

Changes to this privacy policy

HBC has the discretion to update this privacy policy at any time. When we do, we will revise the updated version on this site. We encourage users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

You may contact us for more information by email:  contact@lowcreditbuyer.com