Our mortgage division has specific loan programs for clients with lower credit scores.
The Credit Success program is for our clients whose credit does not meet these minimum credit standards.
Our credit counselors perform a complete credit report analysis and determine if our clients would benefit
by our credit improvement service in order to satisfy the minimum credit loan qualifications.
We engage in several strategies to accomplish this goal. A mortgage related credit score consists of five parts, of which only one part deals with payment history. By improving as many parts as feasible, the improved results are multiplied.
Our Credit Success program complies and is governed by the Fair Credit Reporting Act and the Fair Debt Collections Act. As a consumer you have legal rights under the Fair Credit Reporting Act and the Fair Debt Collections Act.
Our clients generally experience a very positive degree of credit improvement.
Additional benefits our clients may experience of an improved credit rating maybe: better insurance premiums, lower rates on other financial services, easier access to credit and future employment opportunities etc.
Our mortgage division offers a service called Mortgage Success.
Mortgage Success is designed to prepare our clients and help them qualify for
Our mortgage advisors will help you every step of the way. Thus reducing the uncertainly factor many buyers experience.
They help our clients prepare their application the right way for maximum approvals. This is accomplished by analyzing and comparing our clients application with the three major factors lenders use to underwrite each loan program.
Mortgage Success monitors and tracks a large pool of loan programs nationwide, to select the best rates and terms based on your individual qualifications.
As a result our clients receive a higher degree of loan approvals, and many times are able to obtain loan terms that are compatible to applicants with higher loan qualifications.